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| Conforming 30 yr fixed rate mortgage |
| Conforming 20 yr fixed rate mortgage |
| Conforming 15 yr fixed rate mortgage |
| Conforming 5 yr ARM |
| Conforming 7 yr ARM |
| Jumbo 5 yr ARM |
| Conforming and Non-Conforming 5 yr Interest only |
| Jumbo 15 yr fixed |
| Jumbo 25 yr fixed |
Rates last updated on Tuesday, July 27, 2010
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Conforming 30 yr fixed rate mortgage
Program Summary: A conforming amortized loan with a fixed interest rate for the term of the loan (30 years). This rate is for a primary residence. A 30 Year Fixed rate loan for an Investment property will be higher. Call for details.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.375% | 0% | 4.503% |
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Conforming 20 yr fixed rate mortgage
Program Summary: A conforming amortized loan with a fixed interest rate for the term of the loan (20 years).
Term: 20 years
Maximum Amount: $333,700
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| Rates | Points | APR |
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| 4.25% | 0% | 4.426% |
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Conforming 15 yr fixed rate mortgage
Program Summary: A conforming amortized loan with a fixed interest rate for the term of the loan (15 years).
Term: 15 years
Maximum Amount: $333,700
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| Rates | Points | APR |
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| 3.75% | 0% | 3.972% |
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Conforming 5 yr ARM
Program Summary: A 30 year conforming conventional LIBOR ARM that is fixed for the intial 5 years then rolls into a one year ARM for the remainder of the term.
Term: 30 years
Maximum Amount: $333,700
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| Rates | Points | APR |
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| 3.375% | 0% | 4.061% |
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Conforming 7 yr ARM
Program Summary: A 30 year conforming conventional LIBOR ARM that is fixed for the initial 7 years then rolls into a one year ARM for the remainder of the term.
Term: 30 years
Maximum Amount: $333,700
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| Rates | Points | APR |
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| 3.75% | 0% | 4.138% |
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Jumbo 5 yr ARM
Program Summary: A 30 year non-conforming LIBOR ARM. The interest rate is fixed for the initial 5 years then rolls into a one year ARM for the remainder of the loan term. This loan the borrower between a fully amortizing ARM during the initial fixed term of 5 years. Minimum loan amount is $100,000, and the maximum loan amount is $2,000,000.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | Points | APR |
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| 5.125% | 0% | 4.705% |
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Conforming and Non-Conforming 5 yr Interest only
Program Summary: This product is a 5/1 LIBOR ARM with an Interest Only payment during the initial 5 year fixed term. The loan is then fully amortized for the remaining 25 years as an adjustable rate mortgage. Maximum loan amount is $2,000,000.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | Points | APR |
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| 6% | 1% | 5.137% |
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Jumbo 15 yr fixed
Program Summary: A fixed rate, fully amortizing non-conforming mortgage with conforming and non-conforming amounts. 15 year term. Minimum loan amount is $50,000 and Maximum is $1,500,000.
Term: 15 years
Maximum Amount: $1,500,000
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| Rates | Points | APR |
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| 6.25% | 0% | 6.489% |
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Jumbo 25 yr fixed
Program Summary: A fixed rate, fully amortizing non-conforming mortgage with conforming and non-conforming amounts. 30 year term. Minimum loan amount is $50,000 and Maximum is $1,500,000. This rate is for a Primary Residence and holding escrow. Call for rates for Second home and waiving escrow.
Term: 30 years
Maximum Amount: $1,500,000
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| Rates | Points | APR |
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| 7.125% | 0% | 7.277% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $500,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.
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